Is the 401(k) plan review really free?

Yes. The plan health check is complimentary and carries no obligation. You receive a written summary of fees, fund lineup, and fiduciary gaps whether or not you engage us.

What do you need from us to run the review?

Typically your most recent fee disclosure (408(b)(2)), a current fund lineup or participant statement, and your plan documents. We can usually work from a single provider statement to start.

How long does the review take?

Most reviews are completed within five business days, and we respond to new requests within one business day.

Will you contact our current advisor or recordkeeper?

Not without your written permission. The review is confidential and conducted from documents you provide.

Who performs the review?

A fiduciary advisor at a fee-only Registered Investment Advisor, not a sales representative. We accept no commissions or revenue sharing.

For Employers

Free plan health check.

We will benchmark your current plan against comparable plans in your industry and size band, and identify where fiduciary exposure sits. You receive a written summary — no obligation.

— Fee benchmark: total expense ratio vs. peers
— Fund lineup review: quality, share class, redundancy
— Fiduciary process audit: what is documented, what is missing
— Liability map: where you are personally exposed today

Typical response within one business day. Reviews are conducted by a fiduciary advisor, not a sales rep.

Your name *

Your title

HR Manager, Owner, CFO, Office Manager…

Work email *

Phone

Company *

Employees

Plan status

When would you like to start?

Current 401(k) provider

Leave blank if you don't have a plan yet.

Approximate plan assets

Best guess is fine.

Payroll provider

Helps us plan payroll integration.

What's prompting this review?

Fees, participant complaints, upcoming audit, SECURE Act credits, or anything else on your mind.

Plan Review FAQ

Questions employers ask before the review

Is the 401(k) plan review really free?: Yes. The plan health check is complimentary and carries no obligation. You receive a written summary of fees, fund lineup, and fiduciary gaps whether or not you engage us.
What do you need from us to run the review?: Typically your most recent fee disclosure (408(b)(2)), a current fund lineup or participant statement, and your plan documents. We can usually work from a single provider statement to start.
How long does the review take?: Most reviews are completed within five business days, and we respond to new requests within one business day.
Will you contact our current advisor or recordkeeper?: Not without your written permission. The review is confidential and conducted from documents you provide.
Who performs the review?: A fiduciary advisor at a fee-only Registered Investment Advisor, not a sales representative. We accept no commissions or revenue sharing.